A well-spruced and aesthetically-pleasing garden enhances the value of your property, especially if you plan to sell it anytime soon. Here are some things you can do to boost the value of your property with a well-maintained home garden.De-clutter and maintainJust like the interiors of your house, your garden also has to be de-cluttered and main...
As a Realtor, I spend a lot of my time working from home. Though I do take clients around, most of the "magic" happens over the internet. This is where I build >Declutter Your DeskYour work desk is where all the work happens and lets be honest, its always in a mess. With our busy schedules, we normally dont have time to declutter. We tend to pil...
One example is the current standard of six inch versus four inch exterior walls to improve insulation performance. There are many other examples. The older the structure is, the more out of code it becomes.While the building code generally doesnt require older buildings to meet current code, if an out-of-code structure experiences fire, flood, w...
The Houston Association of REALTORS HAR has announced it will no longer sanction the use of master bedroom or master bathroom in its MLS descriptions.The decision to remove the term comes after a group of real estate professionals said the term master on property description represents a potential stigma, said Realtor Magazine.nbsp;The associati...
Minimum credit scoreA score above 700 is generally considered to be excellent and will open up your refinance options. But, contrary to what you may think, you can have a lower credit score and still qualify.Credit requirements vary by lender and type of mortgage. In general, youll need a credit score of 620 or higher for a conventional mortgage...
There are distinctions and rates and terms can be different as it >The primary requirement is the property needs to be occupied by the owners for 30 or more days out of the year. The home should also be a single family home and cannot be a duplex or 2-4 unit property and the property must be suitable in which to live year-round. Think for exampl...
However, the ongoing private mortgage insurance PMI you have to pay when you have an FHA loan makes your monthly payments more expensive. And, unlike a conventional loan, which allows you to remove your PMI at a certain point, you can never get rid of it with an FHA loaneven when you have tons of equity in your home. So, with rates at historic l...
By now, youre probably getting pretty good at making adjustments in your everyday life to protect the health and safety of yourself and those around you. Along the same lines, there are steps you can take to show your home to potential buyers without risking your health or hurting your chances of a sale. Here are some tips to prepare your home f...
The obvious way is to pay cash. Its quick, interest-free and you can tap into a checking or savings account pretty much anytime you need it. You get a bid, decide whether or not to move forward and write a check. On the flip-side however, pulling money out of an account can put a dent in the balance and in any interest-bearing account, money out...
Create a Multifunctional Spare RoomMany homes today have a spare room that tends to be slightly smaller than the others. In older homes, this room might have once been used as a sitting room to visit with guests. Newer homes often advertise this room as an office. Since the room is smaller, it is easy to do a fast renovation such as adding a fre...
Tilesnbsp;You have a few options when it comes to the type of tile you choose, ceramic, glass, or natural stone. Tile is a popular choice because its impermeable and does a great job of protecting the wall. Its also easy to keep clean.To know what type of tile you should use, you need to consider the >White ceramic tile can look great in both mo...
WestinIf youve slept in a Westin hotel room, you know how comfy their Heavenly Bed is. You can order the mattress and box spring, and all the accessories, to create this wonderland at home.nbsp;Bed: 995 for a twin to 2,395 for California KingDetails: 13-inch mattress with plush, pillow-top construction; choice of standard or low-profile box spri...
This kind of thinking can be pervasive in the homeowner association environment.In the heat of discussion, the most recent hot topic can loom large and perspective can be lost. Recency causes skewed decision making driven by passion. How does this phenomena manifest itself?Consider the enactment of a rule designed to control the scofflaws. An ex...
Think in terms of usable space, not square footageYou may have 3,000 square feet in your mind as your desired space. But whats really important is how that space is used. It might turn out that 3,000 square feet is too expensive. But even if its not, whats the layout like? Are there a bunch of unusable rooms? Maybe there are too many bedrooms at...
For just about 1, you can buy a home in the Italian town, located in the rural southern region of Calabria. We know what youre thinkingisnt Italy dangerous right now?nbsp;Actually, the country has done a great job of getting a handle on the coronavirus. And Cinquefrondi has had zero reported cases. In fact, The rural southern region of Calabria ...
Widespread acceptance of the value and practicality of working from home may have diluted the power of the long-standing real estate value mantra: location, location, location.Significant societal change and moral reckoningnecessities for a long timeare gaining momentum and will work toward resolution. In the meantime, many real estate owners an...
Freddie Macs results of its Primary Mortgage Market Survey shows that "After the Great Recession, it took more than ten years for purchase demand to rebound to pre-recession levels, but in this crisis, it took less than ten weeks. The rebound in purchase demand partly reflects deferred sales as well as continued interest from prospective buyers ...
Without having the ability to sell mortgages, the lending industry would essentially shrivel up and die. Why? Think of it this way- say a bank had 10 million in the vault dedicated to home loans. If after making 10 1 million dollar loans, the bank has no more money to lend. Instead of selling the loan, the bank would recover its money by collect...
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